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Tuesday, December 31, 2019

Realme 5i to Launch on January 6, Specifications Tipped by Online Listing

Realme 5i has been officially confirmed to launch on January 6 in Vietnam, and it has also appeared on an e-commerce website as well.

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US Retailers Rush to Comply With California Privacy Law

US retailers including Walmart will add "Do Not Sell My Info" links to their websites and signage in stores starting Jan. 1, allowing California shoppers to understand for the first time what personal...

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Google Ends the Decade With a Fireworks Doodle

Google is celebrating New Year's Eve 2019 with a creative doodle on its homepage. The tech giant is known to celebrate big occasions with artsy Google Doodles, and the latest shows Froggy the...

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Huawei Says 'Survival' Top Priority as Sales Fall Short

Huawei said Tuesday that "survival" was its top priority after announcing 2019 sales were expected to fall short of projections as a result of US sanctions.

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Realme 5i Set to Launch on January 6, Retailer Listing Reveals Key Specifications

Realme 5i has been officially confirmed to launch on January 6 in Vietnam, and it has also appeared on an e-commerce website as well.

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Realme 5i Set to Launch on January 6, Retailer Listing Reveals Key Specifications

Realme 5i has been officially confirmed to launch on January 6 in Vietnam, and it has also appeared on an e-commerce website as well.

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US Retailers Rush to Comply With California Privacy Law

US retailers including Walmart will add "Do Not Sell My Info" links to their websites and signage in stores starting Jan. 1, allowing California shoppers to understand for the first time what personal and other data the retailers collect, sources said.

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New Year’s Eve 2019: Google Ends the Decade With Fireworks Doodle

Google is celebrating New Year’s Eve 2019 with a creative doodle on its homepage. The tech giant is known to celebrate big occasions with artsy Google Doodles, and the latest shows Froggy the weather frog enjoying the fireworks.

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Privacy Fears as Police Use Facial Recognition at PM Modi's Rally

Police in Delhi used facial recognition software to screen crowds at a recent political rally - a first for India - raising concerns about privacy and mass surveillance amidst nationwide protests...

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Privacy Fears as Police Use Facial Recognition at PM Modi's Ramlila Maidan Rally

Police in Delhi used facial recognition software to screen crowds at a recent political rally - a first for India - raising concerns about privacy and mass surveillance amidst nationwide protests against a new citizenship law.

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Facebook Disables Some Misleading Ads on HIV Prevention Drugs, Responding to Growing Outcry

Facebook has quietly started removing some misleading ads about HIV prevention medication, responding to a deluge of activists, health experts and government regulators who said the tech giant had created the conditions for a public-health crisis.

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Facebook Disables Some Misleading Ads on HIV Prevention Drugs

Facebook has quietly started removing some misleading ads about HIV prevention medication, responding to a deluge of activists, health experts and government regulators who said the tech giant had...

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Uber sues California to block gig-worker law going into effect this week - CNET

Complaint says AB 5 unfairly targets companies and workers in the on-demand economy.

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Google's New Year's Eve 2019 Doodle features familiar frog - CNET

Froggy the weather frog finds the fireworks ribbitting.

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Tech 2019: Our biggest technology stories

Social media scandals dominate the list of the most-read news stories by the Tech desk this year.

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Syd Mead, sci-fi visual artist known for Blade Runner and Tron, dies at 86 - CNET

The legendary Mead once called science fiction "reality ahead of schedule."

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Greta Thunberg, Sir David Attenborough meet for first time, talk climate change - CNET

The teen activist "aroused the world" to climate change, the famed broadcaster tells her.

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CRISPR scientist who made gene-edited babies sentenced to 3 years in prison - CNET

He Jiankui was reportedly convicted of conducting an "illegal medical practice."

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Monday, December 30, 2019

Doctor Sues Apple Over Apple Watch’s Ability to Detect Atrial Fibrillation

A US-based doctor has filed a lawsuit against Apple, alleging that the Cupertino-based iPhone maker is "wilfully violating his patent surrounding the technology used in Apple Watch to detect atrial fibrillation (AFib)".

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PAN-Aadhaar Linking Deadline Is December 31: How to Check Status, Link Aadhaar-PAN Online or via SMS

In September this year, the Central Board of Direct Taxes extended the deadline for linking Aadhaar card with PAN from September 30 to December 31. People failing to meet the deadline will no longer be able to file their income tax returns.

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Amazon's Ring Cameras Are Vulnerable to Hackers, Claims Lawsuit in the US

Amazon.com and its Ring home security camera unit have been sued by an Alabama homeowner who said the cameras' defective design leaves purchasers vulnerable to cyberattacks.

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Is Betelgeuse, One of the Sky's Brightest Stars, on the Brink of a Supernova?

Since the start of December, the star Betelgeuse - the gleaming right shoulder of the constellation Orion - has been rapidly growing dim.

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Google Pixel 3a XL, Vivo Z1 Pro, Other Phones Receive Price Discounts as a Part of Flipkart Sale

Flipkart is hosting the Qualcomm Snapdragon Days sale until Tuesday, December 31. The Flipkart sale offers additional exchange discounts and no-cost EMI options on many popular Android phones.

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Bitcoin's Purported Creator Says His Fortune May Remain Locked

The man who claims he invented the world's largest cryptocurrency and was ordered by a judge to surrender about $3 billion of his Bitcoin holdings said he may not be able to do so anytime soon.

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2020 iPad Pro Purported Renders Suggest iPhone 11 Pro-Like Triple Rear Cameras

Apple iPad Pro family is rumoured to receive updated 11-inch and 12.9-inch models with an iPhone 11 Pro style triple-lens cameras.

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Samsung Galaxy A30s 128GB Storage Variant Launched in India: Price, Specifications

Samsung Galaxy A30s 128GB storage variant has been launched in India, the company told Gadgets 360. The new variant sits alongside the existing Galaxy A30s model that has 64GB of onboard storage.

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This Tiny Island Nation of 11,000 People Is Cashing in Thanks to Its .tv TLD

Tuvalu is a chain of coral atolls and reef islands with a population of about 11,000. Before gaining independence from the United Kingdom in 1978, Tuvalu was part of Britain's Gilbert and Ellice Islands protectorate.

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26GHz Band Inclusion in Spectrum Auction Said to Be a Distant Possibility

The inclusion of a new band -- 26GHz -- is a distant proposition in the spectrum auction which stands as has been decided by the Digital Communications Commission, official sources said on Friday.

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China Launches Powerful Rocket in Boost for 2020 Mars Mission

China Friday launched one of the world's most powerful rockets in a major step forward for its planned mission to Mars in 2020.

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The Mandalorian Season 2 Coming Autumn 2020 on Disney+

The Mandalorian, the live-action Star Wars television series that introduced the world to Baby Yoda, has been confirmed for a second season.

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Internet Shutdowns Costing Telecom Operators Crores in Lost Revenue

Mobile operators are losing around Rs. 2.45 crores ($350,000) in revenue every hour they are forced to suspend Internet services on government orders to control protests against a new citizenship law, a top lobby group said on Friday.

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Spotify to Suspend Political Advertising in 2020

Spotify said on Friday it would pause selling political advertisements on its music streaming platform in early 2020.

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NASA's Mars 2020 Rover to Seek Ancient Life, Prepare Human Missions

The Mars 2020 rover, which sets off for the Red Planet next year, will not only search for traces of ancient life, but pave the way for future human missions, NASA scientists said Friday.

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Japan Display in Talks to Sell Key Smartphone Screen Plant to Apple, Sharp: Report

Japan Display is discussing the sale of its main smartphone screen factory to Apple and Sharp for as much as $820 million, the Nikkei business daily reported on Friday.

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Google Pixel 3a XL, Vivo Z1 Pro, Other Phones Receive Price Discounts as a Part of Flipkart Sale

Flipkart is hosting the Qualcomm Snapdragon Days sale until Tuesday, December 31. The Flipkart sale offers additional exchange discounts and no-cost EMI options on many popular Android phones.

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Flying Cars to Hyperloop: A Review of Tech Predictions

Predicting the future is hard, even for the people with the most power to influence it.

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Samsung Galaxy A30s 128GB Storage Variant Launched in India: Price, Specifications

Samsung Galaxy A30s 128GB storage variant has been launched in India, the company told Gadgets 360. The new variant sits alongside the existing Galaxy A30s model that has 64GB of onboard storage.

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Japan Display in Talks to Sell Key Smartphone Screen Plant to Apple, Sharp: Report

Japan Display is discussing the sale of its main smartphone screen factory to Apple and Sharp for as much as $820 million, the Nikkei business daily reported on Friday.

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Flying Cars to Hyperloop: A Review of Tech Predictions

Predicting the future is hard, even for the people with the most power to influence it.

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Acer Nitro 7 (AN715-51-76LS) Review

The Acer Nitro 7 is a premium alternative to the Nitro 5, featuring a slick new design and plenty of options when it comes to specifications. Is worth buying? Read our review to find out.

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Acer Nitro 7 (AN715-51-76LS) Review

The Acer Nitro 7 is a premium alternative to the Nitro 5, featuring a slick new design and plenty of options when it comes to specifications. Is worth buying? Read our review to find out.

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Sunday, December 29, 2019

OnePlus 8 Pro Purported Listing Surfaces on Certification Site, Dual-Mode 5G Connectivity Tipped

OnePlus 8 Pro is listed on MIIT with model number IN2010, and the listing suggests that the phone will support dual-mode 5G connectivity.

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Realme X50 5G With Qualcomm Snapdragon 765G SoC to Launch on January 7, Company Announces

Realme X50 5G is all set to launch on January 7 next year. The company had announced a day ago that it would confirm the launch date today, and it has kept its promise.

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Oppo Reno 3, Oppo Reno 3 Pro With Quad Rear Cameras, Dual-Mode 5G Support Launched: Price, Specifications

Oppo has launched a pair of new phones – Oppo Reno 3 and Oppo Reno 3 Pro –both of which pack quad rear cameras and offer dual-mode 5G support.

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The Most-Influential Technologies of the 2010s

This decade made life something that happens on a screen. The smartphone is where we communicate with family, do work, record memories and find entertainment. It was invented in 2007 so disqualified from my list, but in the past decade the smartphone certainly reinvented us - it powers half of the technologies on this list.

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50 Moments That Defined Tech This Decade

Between 2010 and 2019, we’ve seen an enormous number of technological reforms that have changed the way we live today. We are, here, covering a total of 50 distinct events in the technology world that changed our life trajectory.

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The Most-Influential Technologies of the 2010s

This decade made life something that happens on a screen. The smartphone is where we communicate with family, do work, record memories and find entertainment. It was invented in 2007 so disqualified from my list, but in the past decade the smartphone certainly reinvented us - it powers half of the technologies on this list.

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UK Competition Regulator to Dig Deeper Into Amazon-Deliveroo Deal

Britain's competition regulator has decided to deepen its investigation into Amazon.com’s purchase of a stake in online food delivery group Deliveroo.

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YouTube Introduces New Tools to Help Creators Deal With Copyright Claims

YouTube has updated its Studio Dashboard so that users can now have a clearer view of which videos contain copyrighted material and have the option to quickly removing the offending sections.

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Wikimedia Foundation Expresses Worry Over India's Proposed Intermediary Rules

Wikimedia Foundation has underlined that the proposed changes would have a negative impact on “access to knowledge and participation for Indians online” and “hinder” the mission to provide free access to knowledge through a platform such as Wikipedia.

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Dish TV Launches New SD, HD Combo Packages for Bengali Subscribers

Dish TV has brought the Rs. 169 Sampurna Bangla combo pack with 196 SD channels. The new range also includes the Swagat Cricket Bangla pack at Rs. 219 and Swagat Bangla pack at Rs. 208.

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Samsung Galaxy S11 Series, Galaxy Fold 2 Rumoured to Launch on February 11

Samsung Galaxy S11 series launch was earlier said to be scheduled for February 18. A fresh report, however, claims that the South Korean company will unveil the new flagship on February 11 -- alongside the Galaxy Fold 2 and Galaxy Buds Plus.

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Realme X50 5G to Feature Side Fingerprint Sensor, Offer Two Day Battery Life

Realme is on a teasing spree, ahead of the launch of the Realme X50 5G phone on January 7. New render of the phone has been released showing off the side-fingerprint sensor, and camera samples have been posted to show off the 64-megapixel quad camera prowess.

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Funtouch OS 10 to Bring Earthquake Warning Feature, Vivo Executive Teases

Vivo Project Manager for Funtouch OS Xiao Zhuge has shared a screenshot of an earthquake warning feature that will alert users of an incoming natural calamity at an early stage. This feature should help them get to safety and take necessary precaution before excessive damage prevails. Zhuge says that the feature will be tested internally first for ...

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Vivo S1 Pro India Launch on January 4, Amazon Teasing Availability

Vivo S1 Pro is all set to launch in India on January 4, revealed Vivo on its social media profiles on Friday. Separately, Amazon India published a teaser for the smartphone on its website

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Samsung Galaxy A30s Price in India Cut, Now Available at Rs. 14,999

Samsung Galaxy A30s price has been revised to Rs. 14,999 for the lone 4GB RAM + 64GB storage option. The phone’s price was reduced to Rs. 15,999 after the last received price cut, which means a further price reduction of Rs. 1,000 has been levied.

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Tesla Set to Begin Deliveries of China-Made Model 3 Cars on December 30

Tesla will begin delivering Model 3 vehicles built at its Shanghai factory on Monday, a company representative told Reuters. Construction of its first plant outside the United States began in January and production started in October.

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China to Complete Its Competitor to GPS With New Satellites Launches in 2020

China said Friday its Beidou Navigation Satellite System that emulates the U.S. Global Positioning System will be competed with the launch of its final two satellites in the first half of next year.

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Facebook Messenger Drops Support for Creating New Accounts Using Phone Numbers, Facebook Account Mandatory

Facebook Messenger will no longer allow new users to sign up using their mobile phone number. Users must sign up for a Facebook account. The change won't impact existing users who log in using their phone number.

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Huawei P40 Pro May Come With Five Rear Cameras

Huawei's upcoming smartphones P40 and P40 Pro are expected to launch in March 2020 and now a recent leak has hinted that the P40 Pro may arrive with five cameras at the back.

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Mobile Internet Services Restored in Kargil After 145 Days; No Such Relief for Jammu and Kashmir

Mobile Internet services have been restored in Kargil district of Ladakh more than 145 days after being suspended in the wake of the Centre abrogating provisions of Article 370 of the constitution, officials said.

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Redmi Note 8 Pro Sale Today at 12 Noon in India via Amazon, Mi.com: Price, Offers, Specifications

Xiaomi Redmi Note 8 Pro will again go on sale later today in India, and will be available via Amazon and Mi.com starting at 12pm (noon) with some offers in tow.

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Solar Eclipse 2019: How to Safely Watch the Surya Grahan Live Today

Solar eclipse 2019 is taking place today, and you are planning to watch the celestial event, you should use safe viewing equipment and proper techniques to view the celestial event as the infrared and ultraviolet rays of the Sun can cause severe retinal damage.

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Saturday, December 28, 2019

NASA's Mars 2020 Rover to Seek Ancient Life, Prepare Human Missions

The Mars 2020 rover, which sets off for the Red Planet next year, will not only search for traces of ancient life, but pave the way for future human missions, NASA scientists said Friday.

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NASA's Mars 2020 Rover to Seek Ancient Life, Prepare Human Missions

The Mars 2020 rover, which sets off for the Red Planet next year, will not only search for traces of ancient life, but pave the way for future human missions, NASA scientists said Friday.

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From Avengers: Endgame to Joker, Our Favourite Movies in 2019

From Avengers: Endgame to Joker, the Gadgets 360 staff pick their favourite movies of 2019. The list also includes a couple of Bollywood releases in Andhadhun and Article 15, alongside unknown fare...

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Betelgeuse star acting like it's about to explode, even if the odds say it isn't - CNET

One of the brightest stars in the sky makes up Orion's shoulder and also looks to be on the verge of going supernova sometime between today and 100,000 years from today.

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The year in climate change: Leaders keep ignoring the science, and this is not fine - CNET

Commentary: My world's on fire, how 'bout yours?

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Redmi Note 8, Redmi Note 8 Pro, Redmi 8 Now on Open Sale in India: Check Price, Specifications, More

Redmi Note 8, Redmi Note 8 Pro, and Redmi 8 phones have gone on open sale in India. The Redmi Note 8 and Redmi Note 8 Pro will now be available via Amazon India and Mi.com 24x7, and the Redmi 8 will be available via Flipkart and Mi.com all throughout.

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Samsung Galaxy M31 Purported Listing Shows Up on Geekbench, Key Specifications Tipped

Samsung Galaxy M31 is believed to have been spotted on Geekbench under the model number Samsung SM-M315F. The listing indicates key specifications of the upcoming phone.

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Lenovo to Launch Gaming Phone Under Legion Brand, Sets Up Dedicated Social Media Account

Lenovo might be gearing up to launch a gaming-centric phone under the Legion brand, and has already set up a new social media account for it.

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MediaTek Dimensity 800 5G SoC for Mid-Range Phones Unveiled: Report

MediaTek has announced a new 5G SoC for mid-range phones – the Dimensity 800 – that will be officially launched in Q1.

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Realme X50 5G ‘Polar’ Colour Option Teased in New Render

Realme X50 5G phone is all set to launch on January 7, and now the company’s Chief Marketing Officer Xu Qi Chase has revealed a colour option of the phone.

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Redmi Note 8 Pro Sale Today at 12 Noon in India via Amazon, Mi.com: Price, Offers, Specifications

Xiaomi Redmi Note 8 Pro will again go on sale later today in India, and will be available via Amazon and Mi.com starting at 12pm (noon) with some offers in tow.

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Top 10 Smartphone Trends of 2019

The year 2019 was characterised by major advancements in smartphone technology and shift in user behaviour. Here are the top ten trends of the year 2019 that defined the smartphone industry.

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LG to Showcase webOS Auto at CES 2020, a Competitor to Android Auto and Apple Car Play

LG has officially announced that its partnered with Microsoft, Qualcomm, and other vendors, to showcase potential use cases of its in-car infotainment platform.

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'Ring of Fire' Solar Eclipse Wows Skywatchers Across Asia

Skywatchers from Saudi Arabia and Oman to India and Singapore were treated to a rare "ring of fire" solar eclipse Thursday.

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Redmi Note 8, Redmi Note 8 Pro, Redmi 8 Now on Open Sale in India: Check Price, Specifications, More

Redmi Note 8, Redmi Note 8 Pro, and Redmi 8 phones have gone on open sale in India. The Redmi Note 8 and Redmi Note 8 Pro will now be available via Amazon India and Mi.com 24x7, and the Redmi 8 will be available via Flipkart and Mi.com all throughout.

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Indian Mobile Users Have Already Consumed 55 Million Terabytes of Data This Year: TRAI

The volume of total wireless data usage increased from 828 million gigabytes during the year 2014 to 46,404 million gigabytes during the year 2018 and not stopping there, the usage in 2019 is expected to surpass the previous year by a significant margin.

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Sony PlayStation 4 Slim 1TB Price in India Cut, Now Available at Rs. 27,990: Report

Sony has reportedly slashed the price of the PlayStation 4 Slim 1TB console in India, and it now starts at Rs. 27,990.

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Free Wi-Fi to All Villages Connected via BharatNet Till March 2020: Prasad

Wi-Fi services being provided through BharatNet in villages across India will be free of charge till March 2020, Telecom and Information Technology Minister Ravi Shankar Prasad said on Wednesday.

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Timex Helix Gusto HRM Review

The Timex Helix Gusto HRM can measure steps, distance, heart rate, and sleep. It offers message notifications and call alerts, and is water resistant as well.

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Friday, December 27, 2019

Samsung Galaxy Fold 2 May Use Ultra-Thin Glass Layer Instead of Plastic to Reduce the Display Crease

Samsung Galaxy Fold 2 will reportedly employ an ultra-thin glass layer instead of plastic to remove the display crease.

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Sony Can't Make Image Sensors Fast Enough to Keep Up With Demand

Sony is working around the clock to manufacture its in-demand image sensors, but even a 24-hour operation hasn't been enough.

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Realme X50 5G With Qualcomm Snapdragon 765G SoC Set to Launch on January 7, Company Reveals

Realme X50 5G is all set to launch on January 7 next year. The company had announced a day ago that it would confirm the launch date today, and it has kept its promise.

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Apple to Enforce macOS App Verification Requirements Starting February

Apple has announced that developers who offer Mac apps outside the Mac App Store will now need to submit them for the notarisation process starting on February 3, next year.

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Samsung Set to Unveil Neon at CES 2020: A New Digital Assistant or Something Else?

Samsung’s STAR Labs led by Pranav Mistry has started teasing Neon that will debut at CES 2020 next month. The new offering would take on Amazon Alexa, Google Assistant, and Siri with multilingual experiences.

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US Colleges Turning Students' Phones Into Surveillance Devices, Tracking Locations of Hundreds of Thousands

Short-range phone sensors and campuswide Wi-Fi networks are empowering colleges across the United States to track hundreds of thousands of students more precisely than ever before.

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Apple to Enforce macOS App Verification Requirements Starting February

Apple has announced that developers who offer Mac apps outside the Mac App Store will now need to submit them for the notarisation process starting on February 3, next year.

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Christmas Offer: Apple Brings Daily Surprise Deals to App Store

Apple App Store is offering daily surprise deals until December 29 to celebrate Christmas with iPhone and iPad users. The new development is live in India, Australia, and other markets.

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YouTube Now Allows You to Search Using Voice While Casting

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Doing Your Taxes? 5 Microsoft Excel Formulas You Must Know

excel-tables

It’s two days before your taxes are due. You have a big box of receipts, pay stubs, invoices, and forms. And you don’t want to pay another late fee for filing after the deadline. What do you do?

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You could spend hundreds or thousands of dollars on an emergency tax session with an accountant. Or you could leverage the power of Excel to get everything in order. Here are 5 formulas that can make your life easier during tax season.

1. Using VLOOKUP for Tax Tables

The VLOOKUP formula has a very useful optional operator. If that operator is set to FALSE, the formula will return an error if the value that you searched for doesn’t show up.

If it’s set to TRUE, however, it will return the next smallest number. This is perfect for tax tables. Here’s a hypothetical tax table:

Income Tax Table in Excel

Let’s say you need to get tax information for three different people. This means you’ll need to make the same calculation on three different incomes. Let’s use VLOOKUP to speed up the process. Here’s the syntax we’ll use:

=VLOOKUP(A2, A1:B6, 2, TRUE)

A2 is the income amount, A1:B6 is the range of cells that contains the tax rates, The number 2 indicates that we want values from the second column returned, and TRUE tells the formula that it should round down if it doesn’t find an exact match.

Here’s what happens when we run it on cells that contain $37,000, $44,000, and $68,000 for income values:

Vlookup for Taxes with Excel

As you can see, the formula returned the proper tax rate for all three. Multiplying the tax rate by the total income is simple, and will give you the amount of tax that you owe on each amount.

It’s important to remember that VLOOKUP rounds down if it doesn’t find the exact value it’s looking for. Because of this, if you set up a table like the one I have here, you need to have the maximum income listed in the range.

VLOOKUP can be extremely powerful. You can use the power of many Excel formulas to do some pretty amazing things.

2. The IF Formula for Multiple Thresholds

Some tax credits depend on how much money you’ve made. For these credits, nesting IF statements and other boolean operators can make it easy to figure out exactly how much you can claim back.

We’ll use the Earned Income Credit (EIC) to create an example. I’ve highlighted the relevant part of the EIC table here (the four rightmost columns are for married couples filing jointly, and the four to their left are for single filers):

Earned Income Credit Tax Table

Let’s write a statement that will determine how much we can claim back via EIC:

=IF(AND(A2 >= 36800, A2 < 36850), 1137, IF(AND(A2 >= 36850, A2 < 36900), 1129, IF(AND(A2 >= 36900,  A2 < 36950), 1121, IF(AND(A2 >= 36950, A2 < 37000), 1113, "double check"))))

Let’s break this down a bit. We’ll take just a single statement that looks like this:

=IF(AND(A2 >= 36800, A2 < 36850), 1137, 0)

Excel first looks at the AND statement. If both of the logical operators in the AND statement are true, it will return TRUE and then return the [value_if_true] argument, which in this case is 1137.

If the AND statement returns FALSE (if A2 = 34,870, for example), the formula returns the [value_if_false] argument, which in this case is 0.

In our actual example, we’ve used another IF statement for the [value_if_false], which lets Excel keep running through IF statements until one of them is true.

If your income makes it through the final statement without being in any of those ranges, it will return the string “double check”. Here’s what it looks like in Excel:

Nested IF Formula for Taxes with Excel

In many cases, you can use VLOOKUP to speed this process up. However, understanding nested IF statements can help you in many situations that you’re likely to come across. And if this is something you do often, you could build a financial spreadsheet template with these kinds of formulas built-in for reuse.

3. Calculating Interest Paid With ISPMT

Knowing how much interest you’ve paid on a loan can be valuable when you’re doing your taxes, but if your bank or lender doesn’t give you this information it can be hard to figure out. Fortunately, providing ISPMT with a bit of information will calculate it for you. Here’s the syntax:

=ISPMT([rate], [period], [nper], [value])

[rate] is the interest rate per payment period, [period] is the period for which the interest will be calculated (for example, if you’ve just made your third payment, this will be 3). [nper] is the number of payment periods that you’ll take to pay the loan off. [value] is the value of the loan.

Let’s say you have a $250,000 mortgage that has an annual interest rate of 5%, and that you’ll pay it off in 20 years. Here’s how we’ll calculate how much you’ve paid after the first year:

=ISPMT(.05, 1, 20, 250000)

When you run this in Excel, you get a result of $11,875 (as you can see, I’ve set this up as a table and selected the values from there).

Interest Formula in Microsoft Excel

If you use this for monthly payments, be sure to convert the annual interest rate to monthly interest. For example, finding the amount of interest paid after the third month of a one-year loan of $10,000 and an interest rate of 7% would use the following formula:

=ISPMT((.7/12), 3, 12, 10000)

4. Turning Nominal Interest Into Annual Interest With EFFECT

Calculating the actual annual interest rate of a loan is a great financial skill to have. When you’re given a nominal interest rate that compounds a number of times throughout the year, it can be tough to know exactly what you’ll be paying. EFFECT will help you figure it out.

=EFFECT([nominal_rate], [nper])

[nominal_rate] is the nominal rate of interest, and [nper] is the number of times the interest is compounded throughout the year. We’ll use the example of a loan with a nominal interest rate of 7.5% compounded quarterly.

=EFFECT(.075, 4)

Excel gives us 7.71%, the effective annual interest rate. This information can be used with a number of other formulas that use interest rates to determine how much you’ve paid or how much you owe. It can also be useful if you’re using Excel to set up a personal budget.

5. Depreciating Assets With DB

Excel includes a number of different depreciation formulas, but we’ll take a look at DB, the fixed declining balance method. Here’s the syntax:

=DB([cost], [salvage], [life], [period])

The [cost] argument represents the initial cost of the asset, [salvage] is the value of the asset at the end of the depreciation period, [life] is the number of periods over which the asset will depreciate, and [period] is the period number that you want to get information for.

Interpreting the results of the DB statement can be a bit complicated, so we’ll look at a series of data. We’ll take an asset with an initial cost of $45,000 that will depreciate to $12,000 over the course of eight years. Here’s the formula:

=DB(45000, 12000, 8, 1)

I’ll be iterating this formula eight times, so the final argument will be 1, 2, 3, 4, 5, 6, 7, and 8 in consecutive rows. Here’s what happens when we do that:

Tax Chart in Microsoft Excel

The number in the Depreciation column is the amount of value that’s been lost. So to see the value of the investment at the end of the year, you’ll need to subtract the number in the Depreciation column from the investment’s value at the beginning of that year.

To get the value at the end of year one, we subtract $6,840 from $45,000 and get $38,160. To get the value at the end of year two, we subtract $5,800.32 from $38,160 and get $32,359.68, and so on.

Excel at Doing Your Taxes

These five formulas are among the huge number available and should help you get a good start on using the power of Excel to get your taxes done. If you’re more comfortable why not learn how to record a macro in Excel and let your sheets do the work for you?

If you’re not a fan of Excel, you can also use the money management tools in Google Drive. And don’t forget that there are a lot of other great resources out there, including quite a few useful tools from the IRS and a wide range of downloadable Excel programs.

Read the full article: Doing Your Taxes? 5 Microsoft Excel Formulas You Must Know



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Farmers' Kids Win India's Largest Artificial Intelligence, Blockchain Hackathon

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Thursday, December 26, 2019

Solar Eclipse 2019 Today: Check India Timings, Where to Watch Surya Grahan Live, and More

Solar Eclipse 2019 is currently underway. The eclipse began seconds before 8am IST today and will continue until roughly 1:35pm IST. This isn't a total solar eclipse but an annular one that is rare in its own regard. In an annular solar eclipse, Moon eclipses the Sun to form a “ring of fire” in the sky.

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Wednesday, December 25, 2019

Uber Co-Founder Travis Kalanick Severs Last Ties to Company, Will Focus on 'Ghost Kitchens'

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Uber Co-Founder Travis Kalanick Severs Last Ties to Company

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Xiaomi Wireless Keyboard and Mouse Set Launched, Offers Utilitarian Design and Features at Affordable Price

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Tuesday, December 24, 2019

Redmi K20 Starts Receiving Android 10-Based MIUI 11 Update: Report

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Redmi K20 Starts Receiving Android 10-Based MIUI 11 Update: Report

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With 'Tornado Beer' and Brick-Breaking, Chinese Villager Becomes Twitter Sensation

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Netflix Price Cuts Are Heating Up India's Streaming War

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Boeing on Monday pushed out its embattled chief executive, Dennis Muilenburg, as it attempts to pivot from a protracted crisis surrounding the grounding of its top-selling 737 MAX after two deadly crashes.

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Boeing Names David Calhoun as New CEO Amid Max Crisis

Boeing on Monday pushed out its embattled chief executive, Dennis Muilenburg, as it attempts to pivot from a protracted crisis surrounding the grounding of its top-selling 737 MAX after two deadly...

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When is episode 8 of The Mandalorian arriving on Disney Plus? - CNET

The Star Wars schedule is kinda weird. Check when the finale of The Mandalorian will be available.

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Google Finally Ends Support for Google Glass

Google is ending support for the Explorer version of Google Glass. For the uninitiated, Google Glass is an augmented reality device which places a screen right in front of your eyeballs. And the Explorer Edition was the version aimed at ordinary consumers.

A Brief History of Google Glass

Cast your minds back to 2012. Google released a concept video for something called Project Glass. The video, simply titled “One Day…” showed a day in the life of some guy who was wearing an augmented reality device that went onto become Google Glass.

Google Glass was released in 2013, and our Google Glass review shows what we thought of it at the time. However, Google Glass quickly flopped as a mainstream consumer device, partly due to price and partly due to some well-founded privacy concerns.

In 2017, Google relaunched Glass for businesses. Google Glass Enterprise Edition is designed to help people in various industries do their job. However, the consumer version of Google Glass is now dead, with Google releasing one final software update.

How to Update Google Glass One Final Time

In an answer on Google Glass Help, Google announced it was releasing a final software update for Google Glass Explorer Edition. This update “removes the need and ability to use your Google account on Glass. It also removes Glass’ connection to backend services.”

Installing this update means you’ll still be able to “use the device paired to your phone, take photos and videos with Glass, and use sideloaded apps as normal.” However, from February 25, 2020, “Mirror apps, like Gmail, YouTube and Hangouts, will no longer work.”

Google states that this update “should be installed so you can continue using your device without issues.” It’s available right now, but needs to be installed manually. Full instructions, as well as a link to the signed image file, are available here.

Should Google Glass Be Branded as a Flop?

Google Glass will be talked about as one of the biggest technology fails of the decade. And rightly so. It was so hyped at launch that it was never going to be able to live up to its billing as the way we would be interacting with the internet (and each other) in the future.

However, look around you right now and you’ll see smartphone zombies everywhere. Which really isn’t any more desirable than having everyone walking around with headsets attached to their faces. Which makes me think Google Glass was a missed opportunity.

Image Credit: Loic Le Meur/Flickr

Read the full article: Google Finally Ends Support for Google Glass



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How to Take a Screenshot on Your Mac

mac-screenshot

When you want to capture the screen on macOS, you have both native and third-party tools to choose from. Let’s see how to make the best of the screenshot options on your Mac and explore some useful tricks along the way.

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How to Take a Screenshot on a Mac With Keyboard Shortcuts

macOS has a few default keyboard shortcuts to help you capture the screen instantly. We’ll go through them one by one, as which one to use depends on what exactly you want to take a screenshot of.

(Having trouble with your Mac’s screenshot shortcuts? Ensure that you haven’t disabled them under System Preferences > Keyboard > Shortcuts > Screenshots.)

Capture the Entire Screen

For this, you need the shortcut Cmd + Shift + 3. It takes a snapshot of the entire screen and saves it to the desktop as a PNG image.

Want to copy the screenshot to the clipboard to paste it elsewhere instead of saving it automatically? Add the Control key to the keyboard shortcut—hit Control + Cmd + Shift + 3. For more on this basic copy-paste procedure, see how to copy and paste on your Mac.

Capture a Part of the Screen

Capture screen portion with keyboard shortcut on mac

You’ll need to hit Cmd + Shift + 4 if you want to snap a specific portion of the screen. This shortcut turns the cursor into a crosshair; you can then click and drag it across the part of the screen you want to capture.

While making the selection, hold down the Shift key if you want to limit your adjustments to either the X or Y axis. To resize your selection proportionally from the center, hold down the Option key. And if you want to move the selection, hold down Space instead.

(Changed your mind about taking the screenshot? No problem. Hit the Escape key to cancel the action.)

Once you’re satisfied with the selection, release the mouse. The screenshot then ends up on the desktop as a PNG file. As above, if you want to copy the captured image to the clipboard instead of saving it, you’ll need to tweak the shortcut a bit. Modify the shortcut to Control + Cmd + Shift + 4 to copy what you capture.

Capture an Application Window

capture application window with keyboard shortcut on mac

Want to take a screenshot of the active window? First hit Cmd + Shift + 4. Then hit Space, and you’ll see the crosshair turn into a camera.

The active window appears highlighted, and if you click the camera, you get a screenshot of the window. Before clicking, you can also choose to move the focus of the camera to a different window.

If you want to take a timed screenshot, you’ll need to open your Mac’s built-in screenshot utility. We’ll discuss this in the next section.

How to Take a Screenshot on a Mac With the Screenshot App

screenshot app on mac

Under Applications > Utilities, you’ll find your Mac’s stock screen capture app, aptly named Screenshot. You can also bring up this app with the shortcut Cmd + Shift + 5.

(If your Mac isn’t running Mojave or later, look for the Grab app instead of Screenshot in the Utilities folder.)

With Screenshot, Apple has simplified the whole screen capture process. The app is useful if you prefer a more point-and-click approach over keyboard shortcuts.

Screenshot’s toolbar has three buttons that make screen capture on macOS quick and painless: Capture Entire Screen, Capture Selected Window, and Capture Selected Portion. (The app also has a couple of buttons for screen recording.)

For timed selections, click on the Options button in the toolbar. You’ll find the timer options in the menu that shows up.

After you take a screenshot using any of the options above, you’ll see a tiny thumbnail preview at the bottom-right of the screen. Click on it to reveal a full-fledged preview window with tools to edit, annotate, and delete the screenshot. Here, you can add text, sketches, shapes, and even your signature to a screenshot.

The full-sized preview window also contains an option to open the screenshot with other Mac apps like Notes, Mail, and Reminders.

If you want to turn off the thumbnail feature, uncheck the Show Floating Thumbnail item in the Options menu from the screenshot toolbar.

options menu in screenshot app on mac

Configuring Screen Grab Settings on Mac

You might want to, say, change the default screenshot format or change where screenshots save to on your Mac. In such cases, you’ll need to execute a command from the Terminal app. Let’s take a look at three of the most useful commands.

We have appended each command with a second one that’s needed to cement the changes. It reads as follows:

killall SystemUIServer

To Change the Default Screenshot Format

You can save screenshots in other formats like JPG, BMP, and PDF. To do so, you’ll need to replace [file type] in the command below with the relevant three-letter format name:

defaults write com.apple.screencapture type [file type] && killall SystemUIServer

To Change Where Screenshots Get Saved

On Mojave and later macOS versions, you can change the default destination folder directly from the Screenshot app. To do this, click on the Options button in the screenshot toolbar and select a folder of your choice under the Save To section of the resulting menu.

On a pre-Mojave Mac, you’ll have to rely on this Terminal command:

defaults write com.apple.screencapture location [path] && killall SystemUIServer

Replace [path] with the new Finder save location that reads something like this:

/Users/[Username]/Pictures/Screenshots

You can either type the pathname into Terminal, or drag and drop the relevant folder into Terminal to paste its pathname.

Alternatively, you can also copy the pathname and then paste it into Terminal. You’ll find the Copy as Pathname command in the destination folder’s context menu or right-click menu. However, the command appears only when you hold down the Option key while right-clicking.

To Change the Default File Name for Screenshots

If you want to replace the default prefix (Screen Shot) in screenshot names with a different keyword, try this command:

defaults write com.apple.screencapture name [file name] && killall SystemUIServer

Be sure to replace [file name] in the command with the new keyword before execution.

If you’d rather not fiddle with the Terminal, install a utility that lets you tweak macOS settings without Terminal commands.

How to Take a Screenshot on a Mac With Preview

The Preview app on your Mac also allows you to take screenshots. It’s just one of the essential macOS Preview tricks you’ll want to know about.

The advantage of using Preview for screenshots is that you can specify a different file format and save location with each new capture. Of course, you can also instantly edit the screenshot in Preview before saving it.

You’ll find the screenshot tools in Preview under File > Take Screenshot. Unfortunately, a timed screenshot option is missing here.

The Best Screen Capture Apps for Your Mac

monosnap app for mac

Want advanced features that aren’t included in the in-built screen capture tools on your Mac? Try one of the three third-party tools below.

1. Monosnap

This app sits in your Mac’s menu bar and you can access it with a keyboard shortcut. Monosnap lets you edit screenshots and add arrows, boxes, and text to them. You can also blur elements, highlight specific areas, and upload screenshots to the cloud. Monosnap made it to our list of the top Mac menu bar apps.

Download: Monosnap (Free)

2. Skitch

This app lets you capture various onscreen elements and edit/annotate them without having to open another app. Skitch also supports timed screenshots.

Download: Skitch (Free)

3. Snappy

Get Snappy if your work involves collaborating on screenshots or “snaps” often. You can not only edit and annotate screenshots as usual, but also share them with ease. The sharing options include a password-protection feature and a self-destruct timer.

Download: Snappy (Free)

Take Screenshots on Other Apple Devices, Too

Now you know how to take a screenshot on your MacBook quickly and efficiently. macOS gives you the tools to capture whatever you need.

Why not master the basics of iPhone screenshots next?

Read the full article: How to Take a Screenshot on Your Mac



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How to Force Restart an iPhone and Enter Recovery Mode

iphone-force-restart-recovery

Starting with 2016’s iPhone 7 line, Apple dropped the old mechanical home button in favor of a capacitive touch panel. Since that home button relies on software, it’s no longer used for button inputs like taking a screenshot. Further complicating this, the iPhone X line of devices introduced yet different button combinations.

This means that you might have no idea how to enter iPhone recovery mode on your new device. We’ll show you how to put your iPhone (as well as iPad or iPod touch) in recovery mode, no matter which model you have.

Jump to your device:

Force Rebooting and Recovery Mode Explained

You’ll hopefully never need to hard reset your iPhone, but it’s a good tip to know about for those occasions when something goes wrong. For example, this can help you fix ghost touch on your iPhone.

When your device becomes completely unresponsive, you can choose between waiting for the battery to deplete and initiating a hard reset. A hard reset is basically the equivalent of pulling the power plug, forcing your iPhone to shut down and start up again.

Recovery mode takes this a step further, putting your device into a state where you can reinstall iOS by connecting your iPhone to a computer running iTunes (or by using Finder on macOS Catalina and newer). If your iPhone refuses to boot or crashes on startup, you’ll need to put the device into recovery mode in order to rescue it.

iPhone Recovery Mode

Note that when you reinstall iOS, you’ll lose all the data on your iPhone. This isn’t a problem if you make regular iPhone backups, which you can do using iCloud or locally in iTunes or Finder. Unfortunately, you can’t back up your device in recovery mode, since iTunes will only offer to restore the firmware.

As such, if you are stuck with an iPhone that won’t boot and you don’t have a backup to restore, there’s nothing you can do to save your data.

How to Enter Recovery Mode on iPhone 8, iPhone X, and Newer

iPhone X and iPhone 8

Apple changed the button combination to force restart on the iPhone 8 and later. The below steps will work with the iPhone 8/8 Plus, iPhone X, XS, and XR, and iPhone 11 line.

Note that you’ll need to perform these button combinations fairly quickly.

How to Force Restart the iPhone 8 and Newer

  1. Press then release the volume up button.
  2. Immediately press then release the volume down button.
  3. Hold the side button till you see an Apple logo. Let go of the button when you see this logo.

How to Put the iPhone 8 and Newer Into Recovery Mode

  1. Connect your iPhone to a computer.
    1. On a Windows PC or Mac running macOS Mojave or earlier, launch iTunes. On a Mac running macOS Catalina or newer, open Finder.
  2. Press then release the volume up button.
  3. Immediately press then release the volume down button.
  4. Hold the side button, and don’t let go when you see the Apple logo.
  5. Keep holding till you see the Recovery Mode screen.

How to Enter Recovery Mode on iPhone 7 and iPhone 7 Plus

iPhone 7 and 7 Plus

Both the iPhone 7 and larger iPhone 7 Plus model were released in September 2016. These were to first iPhones to lack a mechanical home button, which required Apple to change these shortcuts for the first time since the iPhone launched in 2007.

You’ll also need to follow these steps to force restart the 7th generation iPod touch, released in 2019.

How to Force Restart the iPhone 7 or 7 Plus

  1. Press and hold the side button and volume down buttons at the same time.
  2. Continue holding the buttons until you see the Apple logo, then let go.

How to Put the iPhone 7 or 7 Plus Into Recovery Mode

  1. Connect your iPhone to a computer.
    1. On a Windows PC or Mac running macOS Mojave or earlier, launch iTunes. On a Mac running macOS Catalina or newer, open Finder.
  2. Press and hold the side button and volume down button at the same time.
  3. Keep holding the buttons, even once you see the Apple logo.
  4. Release both buttons when you see the Recovery Mode screen.

How to Enter Recovery Mode on iPhone 6s and Older

iPhone 6 and iPhone SE

The iPhone 6s, released in 2015, was Apple’s last iPhone with a mechanical home button. The following advice is good for that device, as well as all iPhones that came before it. This includes the Plus models, iPhone SE, and iPod touch 6th generation and earlier.

How to Force Restart the iPhone 6s and Older

  1. Press and hold both the home and lock buttons.
    1. On the iPhone 6 or later, the lock button is on the right side. For the iPhone 5s and earlier, it’s on top of the device.
  2. Release the buttons once you see the Apple logo.

How to Put the iPhone 6s and Older Into Recovery Mode

  1. Connect your iPhone to a computer.
    1. On a Windows PC or Mac running macOS Mojave or earlier, launch iTunes. On a Mac running macOS Catalina or newer, open Finder.
  2. Press and hold the home and lock buttons as mentioned above.
  3. Keep holding the buttons even once you see the Apple logo.
  4. Release both buttons when you see the Recovery Mode screen.

How to Force Restart and Enter Recovery Mode on iPad

iPad Air 2

Need to force restart or use recovery mode on your iPad instead? The process is simple.

To do this on an iPad model with a Home button, follow the same instructions for force restarting the iPhone 6s and earlier described above. If you have an iPad with Face ID, follow the above steps to force restart an iPhone 8 or newer.

Just note that on iPad, the power button is on top, not on the side.

You’re Ready to Recover Your iPhone

When you put your device into recovery mode, you’ll have 15 minutes to begin reinstalling iOS before your device automatically exits Recovery Mode. You’ll need to repeat the combination of button presses in order to put it back into Recovery Mode if this happens.

Your device will not show up as normal in iTunes or Finder while in Recovery Mode, and you’ll see an error message like the one above. You can always choose to update the firmware, or simply restore the existing version.

iTunes Repair iPhone

Once your iPhone reboots as normal, you will need to log in with your credentials to remove Apple’s Activation Lock. This is a security feature that prevents someone from using your device if you reset it without signing out of iCloud.

Because of this, you should never buy an iPhone if the seller refuses to unlock it in front of you. A reset phone with Activation Lock still enabled will ask for the owner’s Apple ID before you can begin the setup process.

iPhone Recovery Mode Made Easy

We’ve seen how to force restart your device and enter recovery mode, no matter what iPhone, iPad, or iPod touch model you have. It’s a simple process once you know it, but the increasingly confusing button combinations are a bit obtuse.

For more on recovery, check out what to do if you forget your iPhone passcode.

Read the full article: How to Force Restart an iPhone and Enter Recovery Mode



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